NHBA partners with Total Training Solutions (TTS) to bring our members hundreds of webinars each year.
Through TTS, NHBA members have access to a catalog of webinars that span all fields of study. See below for current TTS schedule.
In recent years, we have seen a significant amount of new guidance on third party risk management within financial institutions. FFIEC Cybersecurity Assessments Tool (CAT) encourages financial institutions to expand questioning around third party risk management practices and suggests more rigorous reviews oversight. Regulators also suggests that the FFIEC CAT can be leveraged against Third Parties, not just financial institutions. There has also been discussion that the FFIEC may release a version of CAT for Third Parties to complete.
The FFIEC coined the term "External Dependencies" in CAT guidance. This expands requirements beyond... (more)
This 5 part webinar series will be held on May 5, 12, 19, 26, and June 2. Please register for this event at https://www.bankwebinars.com/2420/bank-call-report-preparation-for-beginners--five-part-series.
Designed for bankers new to call report preparation, this series will cover basic reporting requirements, operational schedules, loan schedules, maturity and repricing, and Basel III risk based capital, plus recent accounting changes affecting the Call Report.
The date of this webinar has been changed from its original date of May 25th, 2017.
Keeping up with changes and deadlines in the compliance area gets more complex every year. Now, we can assist you with that task.
Carl Pry, a well known and highly respected compliance expert and recipient of the 2015 ABA Distinguished Service Award will be presenting a monthly one-hour compliance update that will address new items to be aware of, deadlines and what's on the horizon. In a simple language webinar format that you can view from your office, Carl... (more)
After a detailed credit analysis of a loan request has been performed, it's now time to communicate your findings in writing. Credit memoranda are a primary means of communication within the banking industry. When writing effective credit memoranda, it's not what you say that commands attention, but how you say it. Credit memoranda serve three functions: 1) they provide information on the condition and status of a customer relationship; 2) they provide a record of thoughts and actions; and 3) they support or recommend action.
This course teaches skills required to write an effective credit memorandum. Learn to emphasize important fac... (more)
Being a notary public is a responsibility assumed by many financial institution employees. Unfortunately, most do not understand the personal liability when agreeing to serve in this capacity. Notaries and others will learn best practices for dealing with issues unique to the financial industry. Help your team know their responsibilities, plus learn basic laws, liability and reviews of various notarial acts.
Financial Institutions provide great value to the American economy. But that value comes with risks. Strategic-minded institutions do not strive to eliminate risk or even to minimize it - they strive to manage risk at the enterprise-wide level. These institutions seek to manage risk exposure so that, at any given time, they incur just enough of the right kind of risk - no more, no less - to effectively pursue their strategic goals. This is referred to as "Optimal Risk-Taking." This webinar will first take you through a step-by-step process to develop strong Risk Assessments to address key areas of your institution. Then t... (more)
Prepaid Accounts are among the fastest growing consumer financial products in the U.S. and the CFPB responded to this product’s dramatic growth, and limited regulatory requirements, by issuing an almost 1,700 page final rule on October 5, 2016. The rule primarily amended Regulation E with a minor modification to Regulation Z for accounts with an overdraft feature. This two-hour webinar will address all requirements of the new rule which primarily becomes effective on October 1, 2017.
The new regulatory requirements necessitate both short-form and long-form pre-acquisition disclosures with specific formatt... (more)
This webinar provides a comprehensive overview of essential real estate loan documentation requirements, regulatory compliance issues, sound loan administration issues and best practices.
All necessary preclosing and closing real estate loan documents and requirements will be discussed with a focus on their purpose, use, timing and legal aspects. Key points of concern from both a legal and credit viewpoint will be discussed.
During this webinar, we will take the core document from deposit accounts documentation and set up a working document so that you can tailor your procedures into the framework we will provide. You will receive a "core document" in a word document that you can drop your individualized documents into and achieve one of the big goals at many financial institutions have "standards" on opening all types of new accounts.
The seminar will cover the basics of consumer lending including the consumer loan function, marketing consumer loans, and making consumer lending decisions based on the five (5) C's of credit- capacity, capital, collateral, conditions, and character.
The attendee will also be exposed to loan structure, loan support, and documentation issues and how they are an intricate part of the consumer lending process. An auto loan, RV loan, and home equity line of credit (HELOC) will be utilized as examples throughout the session.
Additionally, the basics of consume... (more)
In our very competitive industry, people are looking for ease when it comes to service. This has caused Call Centers to blossom. And while there are excellent technological advances in this area, few companies address the unique needs a call center representative has for being trained.
This webinar will focus on the customer service aspects of Call Centers, rather than software or technology.
Avoiding Inadvertent Mistakes and Land Mines
Once you have a salaried employee classified as exempt from overtime, you don't want to un-do it and make a mistake which turns that exempt salaried employee into a non-exempt worker. Employers make mistakes which undermine the status and cause liability for the employer.
The Department of Labor changed the rules for salaried-exempt employees and then put them on hold. Employers made major efforts to examine, adjust and properly classify exempt positions. Then some revised and changed back again, or are still in flux.
HOWEVER, that is just the starting point. The maj... (more)
This is for Part 1 only. For series pricing, CLICK HERE.
Adopting sound business practices to help manage your risk and to maintain compliance with the NACHA (National Automated Clearing House Association) Operating Rules are keys to your financial institution's successful use of the Automated Clearing House (ACH) Network. This webinar is designed to help you understand the risks associated with the ACH and how to help mitigate those risks.
This is a two-part series. The prices below are include both sessions. Each session can also be attended individually by clicking on the links below.
This is for Part 2 only. For series pricing, CLICK HERE.
Attend this webinar and walk away with the knowledge you need to understand the compliance requirements associated with processing Automated Clearing House (ACH) entries on a day-to-day basis, including Same Day ACH.
This is the first installment of a two-part webinar. You can sign up for either part individually or the series. Click here for information and to register for the series.
This is the two-part webinar to be held on June 19th and 26th, 2017. To sign up for parts 1 or 2 individually, click on the links in the covered topics below.
Excel expert David H. Ringstrom, CPA, starts with the basics and then teaches you how to push the boundaries of using Excel pivot tables in this series. Pivot tables empower you to easily create reports from complex data, simply by using your mouse. However, like many features in Excel, pivot tables have nuances that can trip you up, so David points out traps and teaches you tricks to help ensure your reports are always accurate.
If you read the first CFPB enforcement action carefully, it's clear what is being targeted: sales and marketing practices. Now is a great time to learn from others' mistakes, even if you're not a big bank subject to the Bureau's oversight.
The FATCA rules affecting foreign financial institutions also affects US financial institutions and your job as a withholding agent. During this program we will do a line-by-line review of the new forms and the subsequent tax reporting to the IRS. This program will focus on what a US financial institution has to do from the tax reporting and documentation process to be prepared for FATCA. We will also look at the impact on 1042S reporting changes for nonresident aliens. Your job as a withholding agent has never been so important and the new forms emphasize your importance in the tax reporting chain that affects this country and accounts fo... (more)
On August 4, 2016 the Consumer Financial Protection Bureau (CFPB) published revisions to the Dodd-Frank rules for servicers. Those rules were originally effective on January 10, 2014. The CFPB issued proposed amendments in November 2014. The final rule adopts many of the proposed provisions.
This new final rule clarifies, revises, or amends provisions regarding:
The world of electronic banking continues to evolve, and bankers want to keep pace with technology and customer preferences. Recent surveys indicate that 51% of adults in the U.S. bank online, and 32% bank with mobile phones. What steps must be followed to be in compliance with E-Sign?
Understanding endorsements and handling checks is crucial to making sound check cashing decisions. A check is a unique type of contract where ownership can be transferred by way of the endorsement on the back of the item. This program will look at who has the right to endorse the back of a check, and where is proper endorsement placement. We’ll also look at what happens if a check is not endorsed properly, when it may be best not to accept the check at all due to missing or problem endorsements and why we do not put business checks into personal accounts and why we do not give less cash on business accounts.
Many "tricky" issues will... (more)
Carl Pry, a well known and highly respected compliance expert and recipient of the 2015 ABA Distinguished Service Award will be presenting a monthly one-hour compliance update that will address new items to be aware of, deadlines and what's on the horizon. In a simple language webinar format that you can view from your office, Carl will make sure you have the information you need to keep your financial institution in compliance.
Technology solutions used by retail and commercial customers for financial needs have exploded in recent years. These solutions have been coined as FinTech, for Financial Technology. This session will overview FinTech and compare them to existing solutions offered by community banks.
Many of these technology solutions leverage mobile devices to connect with consumers. This is an area in which regulators are looking to tighten controls. In general, consumers are growing dependent on mobile technologies. With threats against mobile devices increasing, a significant uncalculated amount of risk exists for banks and FinTech providers.
We wi... (more)