Webinars

NHBA partners with Total Training Solutions (TTS) to bring our members hundreds of webinars each year. Through TTS, NHBA members have access to a catalog of webinars that span all fields of study. See below for current TTS schedule.

 

Questions? Contact TTS with any questions on the webinars by calling (800) 831-0678 and selecting the appropriate extension below.  

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You can also email TTS at Info@ttsTrain.com or chat with TTS online at BankWebinars.com


FinTech Trends

Friday, June 23rd, 2017 11:00 am - 1:00 pm ET

Technology solutions used by retail and commercial customers for financial needs have exploded in recent years. These solutions have been coined as FinTech, for Financial Technology. This session will overview FinTech and compare them to existing solutions offered by community banks.

Many of these technology solutions leverage mobile devices to connect with consumers. This is an area in which regulators are looking to tighten controls. In general, consumers are growing dependent on mobile technologies. With threats against mobile devices increasing, a significant uncalculated amount of risk exists for banks and FinTech providers.

We wi... (more)

Presenter: Chad Knutson is a Senior Information Security Consultant and serves as President of the SBS CyberSecurity out of Madison, SD. SBS is a leader in information security consulting for the financial industry in the US. SBS works with more than 900 banks around the country on information security services such as the development of Information Security Programs, Policies, and Risk Assessments, along w... (more)

Excel Explained: Pivot Tables Part 2

Monday, June 26th, 2017 2:30 pm - 4:30 pm ET

This is the second installment of a two-part webinar. You can sign up for either part individually or the series. Click here for information and to register for the series.

Excel expert David Ringstrom, CPA, teaches you how to push the boundaries of pivot tables in this presentation. He shares the nuances of grouping data as well as how to use Excel’s Custom Lists feature to automatically sort data in any order you desire versus using Excel’s default of sorting alphabetically.

David also teaches you how to:

Presenter: David H. Ringstrom, CPA, is an author and nationally recognized instructor who teaches scores of webinars each year. His Excel courses are based on over 25 years of consulting and teaching experience. David’s mantra is “Either you work Excel, or it works you,” so he focuses on what he sees users don’t, but should, know about Microsoft Excel. His goal is to empower you to use Excel more effectively... (more)

HMDA Data Collection & Reporting Requirements for 2018

Tuesday, June 27th, 2017 11:00 am - 1:00 pm ET

Major changes ahead! Hopefully, your 2018 Home Mortgage Disclosure Act (HMDA) implementation plan is already in motion. January 1, 2018, seems a long way out; however, in compliance time it's just around the corner. This webinar will deliver plain English interpretations, guidance and opinions related to the new HMDA data collection and reporting requirements.

Today there are 39 fields. Come 2018 that number jumps to 110 fields! That's 71 more chances to get something wrong! Don’t fret, we’re here to help. We’ll provide in depth compliance tips on each of the 110 fields.

There’s also a two-page Demographic Information Collectio... (more)

Presenter: David's banking career began as a field examiner for the FDIC in 1990. He later became a Loan Officer for a 110-million dollar bank. In 1993, he established Banker's Compliance Consulting. Along with his amazingly talented Team, he has written numerous compliance articles for prestigious banking publications and has developed compliance seminars that Banker's Compliance Consulting produces.

Commercial Real Estate Lending: Property Types, Lease Structures and Other Non-Financial Risks

Tuesday, June 27th, 2017 2:30 pm - 4:30 pm ET

Commercial and industrial (C&I) lenders know that non-financial factors such as the borrower’s industry, its competitive market, and its management team play a key role in the ongoing success of the business, as well as timely loan repayment. Commercial real estate (CRE) loans have similar non-financial factors or issues, including the type of property (similar to C&I industry risk), ability to successfully re-lease the property over the loan term (competitive market), and proper management and maintenance of the physical facility.

Presenter: Richard Hamm has been training bankers for 25 years, designing and delivering courses specializing in commercial lending and credit, including portfolio and risk management, commercial real estate (CRE) and appraisals, plus selling and negotiating skills, and director training.

Handling Accounts, Checks and IRS Reporting at Death

Wednesday, June 28th, 2017 2:30 pm - 4:30 pm ET

Your customer passed away yesterday and the family is grieving. Yet, in the midst of all the remembering and honoring of a life, the legal and compliance clock is ticking. In most states, checks can be paid for 10 days after the date of death. However, ACH items cannot be paid once we know the customer is deceased.

When your deposit customer dies, many issues and questions arise. Who can have information on the account? Who owns the account? What has access to the account? What happens with powers of attorney and authorized signers on account? Can the spouse of the sole proprietor continue to access the account? What about that last ... (more)

Presenter: Deborah Crawford is the President of Gettechnical Inc., a Virginia based training company. She specializes in the deposit side of the financial institution and is an instructor on IRAs, BSA, Deposit Regulations and opening account procedures. She was formerly with Hibernia National Bank (now Capital One) and has bachelor's and master's degrees from Louisiana State University. She has 27 years of c... (more)

Accounting Essentials for Banks

Thursday, June 29th, 2017 11:00 am - 1:00 pm ET

This webinar is designed to provide basic knowledge of how a Bank records its financial transactions and compiles and communicates the information in its financial statements. It will begin with identifying the uses and decision-makers of Bank accounting information, introduce generally accepted accounting principles and the accounting equation, then discuss how fundamental financial transactions are recorded, summarized and presented on its financial statements. This program will provide specific examples and hands-on exercises for attendees. We will wrap up with a discussion of how to read and understand the information presented on a... (more)

Presenter: Eileen Iles, CPA, CGMA, CIA, CFSA, CCSA, CRMA, is a Partner in Crowe Horwath LLC's Risk Management Financial Institution Group. Eileen has over 25 years of experience serving financial institutions. She has spent the most recent 17 years with Crowe Horwath consulting with clients ranging from community banks to multi-billion dollar institutions throughout the United States. Eileen also served as ... (more)

Auditing Your Bank Secrecy Act Program

Thursday, June 29th, 2017 2:30 pm - 4:30 pm ET

As part of the scoping and planning process, examiners should obtain and evaluate the supporting documents of the independent testing (audit) of the bank's BSA/AML compliance program. The federal banking agencies' reference to "audit" does not confer an expectation that the required independent testing must be performed by a specifically designated auditor, whether internal or external. However, the person performing the independent testing must not be involved in any part of the bank’s BSA/AML compliance program (for example, developing policies and procedures or conducting training).

Audit findings should be reported directly to th... (more)

Presenter: Deborah Crawford is the President of Gettechnical Inc., a Virginia based training company. She specializes in the deposit side of the financial institution and is an instructor on IRAs, BSA, Deposit Regulations and opening account procedures. She was formerly with Hibernia National Bank (now Capital One) and has bachelor's and master's degrees from Louisiana State University. She has 27 years of c... (more)

Loan Structure, Documentation and Compliance

Monday, July 10th, 2017 2:30 pm - 4:30 pm ET

Attend this proactive seminar and receive a thorough overview of commercial lending requirements from a loan structure, documentation, and compliance perspective.

Basic business structure will be presented along with loan structure and loan support. Additionally, commercial lending issues relative to loan documentation will be reviewed. Loan pricing and monitoring will also be covered along with a review of current compliance issues.

The seminar will be summarized through a comprehensive case study.

Presenter: David L. Osburn is the founder of Osburn & Associates, LLC, a Business Training and Contract CFO Firm that provides seminars, webinars, and keynote speeches for CPAs, bankers, attorneys, credit managers, and business owners on topics such as Banking/Finance/Credit, Negotiation Skills, Marketing, and Management Issues. Mr. Osburn’s Contract CFO clients include medical practitioners, financial insti... (more)

Dealing with Subpoenas, Summonses, Garnishments, Tax Levies, Etc.

Tuesday, July 11th, 2017 11:00 am - 1:00 pm ET

On a daily basis, a financial institution is faced with having to comply with a multitude of legal documents that are served on it. These documents can order your financial institution to produce confidential customer information, hold depositor funds, and can even order it to seize property in its possession belonging to the customer.

If you find these documents confusing and intimidating, attend this multi-state seminar to learn the best practices of how to deal effectively with these documents and the parties who serve them upon you.

Presenter: Terri D. Thomas is Senior VP and Legal Department Director for the Kansas Bankers Association. Prior to this, she was with "Bankers Choice," a financial consulting firm. Before this, Terri was employed in the financial industry for over twenty-three years in various capacities. Most notably, she served for fourteen years as in-house legal counsel and trust officer for Bank of America and its Kansa... (more)

New 2018 Residential Loan Application

Tuesday, July 11th, 2017 2:30 pm - 4:30 pm ET

After remaining unchanged for 20 years, FNMA and FHLMC are introducing a new Uniform Residential Loan Application, It includes a new format, fields, instructions and a revised Government Monitoring section. This webinar will review the new forms, its changes, and the way it impacts underwriting.

Presenter: The webinar leader is J.T. Turner, who has over 28 years of experience in the lending industry. He has worked as a trainer for the past 22 years, in areas of lending, underwriting, origination, quality control, and personal growth. He is a seminar leader for the Center for Financial Training, a member of the Franklin Speakers Bureau, and past member of the National Speakers Association. J.T. is al... (more)

Annual Compliance Training for Commercial Lenders

Wednesday, July 12th, 2017 11:00 am - 1:00 pm ET

Which regulations apply to commercial loans? Are there special rules if the loans are secured by real estate? Can examiners access civil money penalties for violations? Are there any exceptions when the real estate is taken as "an abundance of caution"? Do the commercial lenders and support staff at your bank understand the data collection required for HMDA reportable applications? Is a written application required for a business purpose loan?

Join this webinar to understand the application process with step by step instructions and actual examples that explain the requirements of appl... (more)

Presenter: Susan Costonis is a compliance consultant and trainer. She specializes in compliance management along with deposit and lending regulatory training and began her career in 1978. Susan has successfully managed compliance programs and exams for institutions that ranged from a community bank to large multi-state bank holding companies. She has been a compliance officer for institutions supervised by t... (more)

Opening Minor Accounts

Wednesday, July 12th, 2017 2:30 pm - 4:30 pm ET

During this webinar, you will learn how to answer your adult account holder's questions on how to set up accounts for grandchildren, for college, and many other reasons to set up minor accounts. We will review the basic legal ownerships you may offer for your minor account holders. We will talk about how to transition them into adult accounts. We will look at do’s and don’ts of account card set up for minors.

Presenter: Deborah Crawford is the President of Gettechnical Inc., a Virginia based training company. She specializes in the deposit side of the financial institution and is an instructor on IRAs, BSA, Deposit Regulations and opening account procedures. She was formerly with Hibernia National Bank (now Capital One) and has bachelor's and master's degrees from Louisiana State University. She has 27 years of c... (more)

Small Creditor Revisions, ATR & QM Requirements

Thursday, July 13th, 2017 11:00 am - 1:00 pm ET

Join us for this two-hour webinar covering the Small Creditor criteria and how they affect your Ability to Repay (ATR), Qualified Mortgage (QM) and Higher-Priced Mortgage Loan (HPML) requirements. We’ll dive right into the what, how and when with plain English instruction and answers.

Presenter: A Certified Regulatory Compliance Manager (CRCM), Jerod Moyer's experience includes over 15 years in the regulatory compliance field. He has held compliance positions with an $800 million community bank and an $840 million five-bank holding company. Jerod's passion for and experience in the compliance profession allow him to take complex regulatory requirements and provide realistic solutions.

Corporate Account Takeover - Latest Cases

Thursday, July 13th, 2017 2:30 pm - 4:30 pm ET

Corporate Account Takeovers (CATO) have a significant impact on financial institutions and losses continue to increase. Approaches used by cybercriminals are advancing with new malware tools or new fraud such as Business Email Compromise. In most of these situations, customers are left with a large loss on their books and turn to legal action against their financial institution to settle. Most of these cases are settling out of court, but we have a handful of court cases that have come to conclusions on who will be liable for the losses. We will review each of these cases, important considerations, and the outcome for the financial instit... (more)

Presenter: Chad Knutson is a Senior Information Security Consultant and serves as President of the SBS CyberSecurity out of Madison, SD. SBS is a leader in information security consulting for the financial industry in the US. SBS works with more than 900 banks around the country on information security services such as the development of Information Security Programs, Policies, and Risk Assessments, along w... (more)

Vital Check and Deposit Issues - A Deeper Dive

Friday, July 14th, 2017 11:00 am - 1:00 pm ET

During our first webinar in March we had so many questions after the program that we added a second session. In this webinar, we will continue to delve into common questions and answers that your frontline has about checks and deposits. This program is a deeper dive. You will also have time to get your questions to us before the program so they will be addressed in the presentation plus there will be ample time for further discussion during the two hour webinar. Before the webinar, submit your questions to info@ttstrain.com<... (more)

Presenter: Deborah Crawford is the President of Gettechnical Inc., a Virginia based training company. She specializes in the deposit side of the financial institution and is an instructor on IRAs, BSA, Deposit Regulations and opening account procedures. She was formerly with Hibernia National Bank (now Capital One) and has bachelor's and master's degrees from Louisiana State University. She has 27 years of c... (more)

OFAC: Risk Assessments, Policy and Procedures

Monday, July 17th, 2017 2:30 pm - 4:30 pm ET

OFAC continues to be a "hot" examination button. This program will look at a comprehensive approach to OFAC. How to write your policy, do your risk assessment, and set up monitoring on a day to day basis. You will learn about emerging OFAC threats and how to address those issues internally through training and procedures. This is a must for all OFAC personnel.

Presenter: Deborah Crawford is the President of Gettechnical Inc., a Virginia based training company. She specializes in the deposit side of the financial institution and is an instructor on IRAs, BSA, Deposit Regulations and opening account procedures. She was formerly with Hibernia National Bank (now Capital One) and has bachelor's and master's degrees from Louisiana State University. She has 27 years of c... (more)

Flood Insurance for Cancelled Communities

Tuesday, July 18th, 2017 11:00 am - 1:00 pm ET

WHAT?

Does your financial institution service a community where the sale of flood insurance authorized by the National Flood Insurance Program (NFIP) has been suspended? If not, will one of the communities your financial institution services be next on the list of suspended communities?

Many of you receive daily or weekly compliance updates that frequently contain a list of communities across the nation that have been suspended from the program. The process for suspending a community from the NFIP begins at least six months p... (more)

Presenter: Jack Holzknecht is the CEO of Compliance Resource, LLC. He has been delivering the word on lending compliance for 41 years. In 36 years as a trainer over 130,000 bankers (and many examiners) have participated in Jack’s live seminars and webinars. Jack’s career began in 1976 as a federal bank examiner. He later headed the product and education divisions of a regional consulting company. There he de... (more)

Best-Ever Compliance Checklists for Consumer Loans

Tuesday, July 18th, 2017 2:30 pm - 4:30 pm ET

For several years, Anne Lolley has shared her popular compliance checklists with bankers. In this latest webinar, Anne will again offer and explain those checklists. The colorful and easy-to-use checklists are designed to chronologically lead lenders and processors through the various compliance requirements, and financial institutions that properly use these checklists will virtually eliminate compliance errors.

The Supplementary Booklet and Available Word-Format Checklists

The webinar will include a supplementary booklet explaining each checklist requirement. And upon request, Anne will e-mail the individual ... (more)

Presenter: For over thirty years, Anne Lolley has been simplifying compliance issues for bankers. After earning her law degree from the University of Kansas, she joined the Kansas Bankers Association, where she developed its successful legal department and gave compliance-related seminars. She has been a compliance officer for two banks and currently works with Bank Management Services, where she continues t... (more)

Introduction to Compliance Risk Assessments

Wednesday, July 19th, 2017 11:00 am - 1:00 pm ET

WHAT?

Compliance Risk Assessments are not a regulatory requirement but the absence of, or deficiencies associated with, risk assessments are often identified as the root cause of many findings addressed in examination reports and enforcement actions. Banking examination manuals repeatedly point out that banks are expected to be aware of the most significant compliance risks to the bank and to their customers and consumers. All risk assessments, whether they be for BSA, UDAAP or Compliance Management, share the same principles and methodologies and you will be provided the knowledge to conduct a risk assessment for al... (more)

Presenter: Don L. Blaine is the Senior Training Consultant for Compliance Resource, LLC, a source of compliance assistance for financial institutions. Don has over 30 years of experience in regulatory compliance for the banking industry with banks ranging in size from community banks to money center banks. He is considered a subject matter expert in many of the consumer affairs laws and regulations and will... (more)

SSN, EINs, and ITINs: Understanding our Job as a Withholding Agent

Wednesday, July 19th, 2017 2:30 pm - 4:30 pm ET

Did you get notification at your financial institution last year that many of your names on accounts did not match? The IRS is seriously working the names and withholding for accounts and your responsibility as withholding agent is becoming very important. Your financial institution may incur penalties, be responsible for withholding if your financial institution does not understand how the IRS reads names and it can be costly. New nonresident alien rules require 1042S reporting for individuals in many countries. In this program we will review taxpayer identification numbers and W-9 and W-8BEN requirements. We will look at how the IRS read... (more)

Presenter: Deborah Crawford is the President of Gettechnical Inc., a Virginia based training company. She specializes in the deposit side of the financial institution and is an instructor on IRAs, BSA, Deposit Regulations and opening account procedures. She was formerly with Hibernia National Bank (now Capital One) and has bachelor's and master's degrees from Louisiana State University. She has 27 years of c... (more)

ATM Cashout Scam

Thursday, July 20th, 2017 11:00 am - 1:00 pm ET

Hopefully you have experienced that rewarding sensation when a casino slot machine dispenses quarters endlessly into your plastic money bucket. In some cases with larger payouts, a casino employee may come over and give you cash or a check. Now imagine sitting at a slot machine when $20,000 in bills shoots out.

Cybercriminals know ATMs are loaded with cash, and they are investing significant resources in exploiting systems to extract the money... in some cases, causing cash to shoot out from the ATM. The FFIEC has posted guidance around ATMs to bring awareness to “Unlimited Operations” fraud schemes. We have also seen ATMs infected with ... (more)

Presenter: Chad Knutson is a Senior Information Security Consultant and serves as President of the SBS CyberSecurity out of Madison, SD. SBS is a leader in information security consulting for the financial industry in the US. SBS works with more than 900 banks around the country on information security services such as the development of Information Security Programs, Policies, and Risk Assessments, along w... (more)

Alert! Regulation CC Final Amendments Affecting Check Clearing

Thursday, July 20th, 2017 2:30 pm - 4:30 pm ET

The Board is amending subparts A, C, and D of Regulation CC, Availability of Funds and Collection of Checks (12 CFR part 229), which implements the Expedited Funds Availability Act of 1987 (EFA Act), the Check Clearing for the 21st Century Act of 2003 (Check 21 Act), and the official staff commentary to the regulation. In the final rule, the Board has modified the current check collection and return requirements to reflect the virtually all electronic check collection and return environment and to encourage all depositary banks to receive, and paying banks to send, returned checks electronically. The Board has retained, without change, the... (more)

Presenter: Deborah Crawford is the President of Gettechnical Inc., a Virginia based training company. She specializes in the deposit side of the financial institution and is an instructor on IRAs, BSA, Deposit Regulations and opening account procedures. She was formerly with Hibernia National Bank (now Capital One) and has bachelor's and master's degrees from Louisiana State University. She has 27 years of c... (more)

ACH Origination

Friday, July 21st, 2017 11:00 am - 1:00 pm ET

What are your responsibilities and warranties?

Whether you are just starting your ACH Origination program or have numerous customers, you need to understand Article Two of the ACH Rules. Join us and learn how to decipher the SEC Codes, how the products work and what your warranties are.

The ACH Rules were written so the Originating Depository Financial Institution (ODFI) carried the origination responsibilities and warranties. As the ODFI, you pass those onto your Originators through a contract. You are still, however, ultimately responsible and you must know the warranties.

In this session, we are going to revie... (more)

Presenter: Mary Kate Cole, AAP, CAE, principal of MK Cole Consulting, has nearly two decades of bank operations experience. Kate is an experienced ACH Auditor as well as speaker on payments related topics. She was VP of the Upper Midwest ACH Association for over 15 years. At that time, she was responsible for member education, ACH Audits and problem solving as well as ACH Development projects. Kate has been... (more)

Current Expected Credit Losses (CECL): How to Calculate and Maintain a Proper Allowance

Monday, July 24th, 2017 2:30 pm - 4:30 pm ET

The Allowance for Loan and Lease Losses (“ALLL”), represents one of the most significant estimates in an institution’s financial statements and regulatory reports. It is a major portion of credit administration and is considered a key factor in maintaining a safe and sound financial institution. It is a valuation reserve established and maintained by charges against the bank’s operating income and is estimate of loans that may be uncollectible.

However, users of financial statement issued by financial institution expressed concerns that current United States Generally Acceptable Accounting Principles (GAAP) calculation of the Allowan... (more)

Presenter: Jeffery W. Johnson started his career with SunTrust Bank in Atlanta as a Management Trainee and progressed to Vice President and Senior Lender of SouthTrust Bank and Senior Vice President and Commercial Banking Division Manager for Citizens Trust Bank of Atlanta.

TRID Checkup: Areas of Concern and Uncertainty

Tuesday, July 25th, 2017 11:00 am - 1:00 pm ET

This is the description from our webinar that was presented in April 2017. Please check back for a modified description. Topics may be updated, but registration is now open.

We are almost two years into the TRID rule implementation. How are things going for you? You've probably run into many of the same issues many of your peers are, and you likely have many of the same questions. Hopefully it comforts you to know you're not alone!

This webinar is intended to review and discuss many of the major issues lenders are facing with TRID (TILA-RESPA Integrated Disclosure), including as-yet unresolved questions and how... (more)

Presenter: Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Managing Director for Treliant Risk Advisors in Washington, DC. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients t... (more)